Lending Solutions

Get the flexibility, speed and certainty you need

Lending Solutions


Novellus underwriters are credit backed so when terms are quoted there is one less risk of a credit committee or funding line rejecting an application. Using our own capital – yes means yes. The flexibility afforded by our capital and experience means we can create entirely bespoke solutions and we are not restricted by many elements of criteria which you might otherwise see. 

We understand borrower profile and assets and as such, have the flexibility in our approach to apply more weight to one or the other when appropriate. This becomes particularly useful in the slightly more abstract requests, enabling us to offer unsecured lending or 100% funding against an asset (if supported by a strong sponsor). 

Our average loan size is slightly higher than £1,000,000 and we are most active in the £1,000,000 – £5,000,000 space. We are able to offer loans from as little as £200,000 and well in excess of £20,000,000 if the appropriate opportunities arise.

Our Solutions

Auction Loan

Our bridging loan solutions are extremely well suited to auction purchases. Often, these acquisitions are time sensitive and there are some challenges to either the asset class, title or both. A bridging loan can enable the issues to be remedied before refinancing onto a cheaper form of capital. Novellus will engage early and our certainty of funds can be a great comfort for making that decisive bid. Choosing the right partner is key and Novellus will often engage and “pre-approve” up to a level which gives the purchaser and our partners the confidence they can to perform in the room.

Our Solutions


Short term lending on a Buy-to-Let can be a good solution if the timescale to perform or the rent cover ratio is under pressure. Novellus can be a great home for a short period of time while more long-term sustainable funding is secured. We often assist if a chain has broken or a time sensitive opportunity to acquire an asset cheaply presents itself to a prospective borrower.

Our Solutions

Buy Land

We understand land and the value of it. Many of our competitors struggle with the valuation of an asset class that is not necessarily income producing. We have experience in the cycle from land without planning all the way through to full consent (and everything in between). This is a space in which we are absolutely comfortable.

Our Solutions

Commercial Loan

Buying commercial properties is incredibly competitive which means you need swift access to funds. We understand the market extremely well, taking into account change of use, value-adding potential and specific borrower/ asset circumstances. Having a funding partner like Novellus can often be the difference between securing or missing out on an asset. It can, on occasion, enable you to perform to a much tighter time frame which can be offset against purchase price.

Quick Enquiry

Any data you provide Novellus Bridging will be used in the decision making and processing of any future loan. The data we collect will be shared with our legal representatives and potentially other third parties to assess your suitability and for future transactions on any loan(s) with Novellus Bridging. We will hold information securely for up to 5 years after your contract with Novellus Bridging ends. Should you wish for us to delete all traces of data we hold about you after your contract expires or should you wish to request details of data we hold about you please email [email protected]

DPA Registration Number: ZA259171
Novellus Limited is registered with the FCA. Our registration number is 782166


T Bromley, 15-17 London Road,
Bromley, BR1 1DE

0203 397 4871
[email protected]

©2022 Novellus Bridging is a trading style of Novellus Limited registered in England and Wales.
Company No. 10790634. Registered address: 1 Elmfield Park, Bromley Kent, BR1 1LU.